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| Home Equity Loans & Second Mortgages Second mortgages, more popularly known as home equity loans, provide a way for homeowners to finance just about anything, from kitchen remodeling to college for your kids. A home equity loan gives you a fixed interest rate on a lump sum for a major expenditure - putting the equity in your home to work for you. Equity loans are popular because the interest charges are tax-deductible, just as interest is deductible on first mortgages. Interest on other types of consumer debt, including auto loans and credit cards, cannot be used as a tax deduction. Consult your tax advisor to see how this applies to you. Contact Mortgage Masters today to discuss if a Home Equity loan is the best fit for you. |
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